Canada is a popular destination for people from all over the world, whether they are seeking work, education, or just visiting. Regardless of your reason for coming to Canada, having enough funds to support yourself is crucial. This blog will explain why financial stability is important for foreign workers, students, and visitors, and provide some tips on how to ensure you have enough money for a smooth stay in Canada.


Cost of Living in Canada


The cost of living in Canada can vary greatly depending on the city or province you choose to live in. Major cities like Toronto, Vancouver, and Montreal are significantly more expensive than smaller towns and rural areas, with rent often being three times more expensive in large cities. Here are some key expenses to consider:

  1. Housing: Rent or mortgage payments are typically the biggest expense. In big cities, renting a one-bedroom apartment can cost between CAD 1,200 to CAD 2,500 per month.
  2. Utilities: This includes electricity, heating, cooling, water, and garbage. Expect to pay around CAD 150 to CAD 200 per month.
  3. Food: Groceries for one person can cost around CAD 200 to CAD 300 per month. Eating out can quickly add to your expenses.
  4. Transportation: Public transport is an option in many cities, costing about CAD 100 to CAD 150 per month. If you plan to own a car, consider additional costs for insurance, fuel, and maintenance. Keep in mind that smaller cities and towns may not have effective public transportation, and owning a car may be more practical.
  5. Healthcare: While Canada has a public healthcare system, some services may not be covered. Private health insurance can help cover these extra costs. Employers may contribute to your health costs.


Financial Requirements for Different Categories


Foreign Workers


When you come to Canada as a foreign worker, it's important to have enough funds to cover your initial expenses until you receive your first paycheck. This includes housing, food, transportation, and other daily expenses. Additionally, you may need to pay for work permits and other related fees. Employers might not always provide financial assistance upfront, so being prepared is key.


International Students


International students must show they have enough funds to cover tuition fees and living expenses for themselves and any accompanying family members. This requirement ensures that students can focus on their studies without financial stress. Besides tuition, students should budget for textbooks, school supplies, and other educational costs.


Visitors


Visitors to Canada need to demonstrate that they have enough money to cover their stay, including accommodation, transportation, and other daily expenses. This is particularly important for long-term visitors who plan to stay for several months. Having sufficient funds ensures you can enjoy your visit without worrying about running out of money.


Benefits of Having Sufficient Funds


Having enough funds offers several benefits for foreign workers, students, and visitors:

  1. Peace of Mind: Knowing you have enough money to cover your expenses allows you to focus on your purpose for being in Canada, whether it's working, studying, or exploring.
  2. Better Living Standards: Adequate funds mean you can afford better housing, food, and healthcare, contributing to a higher quality of life.
  3. Flexibility: With enough money, you have the flexibility to explore different cities, job opportunities, and educational options without immediate financial pressure.
  4. Emergency Preparedness: Unexpected expenses can arise at any time. Having a financial cushion helps you handle emergencies without added stress.
  5. Meeting Your Goals: Many people come to Canada with the expectation of sharing earnings with family members. Being aware of cost of living empowers you to meet your goals.


Tips for Financial Planning


Here are some practical tips to help you plan your finances before moving to Canada:

  1. Create a Budget: Estimate your monthly expenses based on the city you plan to live in. Include housing, utilities, food, transportation, and other essentials.
  2. Save in Advance: Start saving as early as possible. Having a financial cushion will make your transition smoother.
  3. Research Job Opportunities: Look for job opportunities in your field before you move. Having a job lined up can significantly ease financial stress.
  4. Understand the Currency: Familiarize yourself with the Canadian dollar (CAD) and its value compared to your home currency. This will help you better manage your finances.
  5. Consider Financial Assistance: Explore scholarships, grants, or financial aid if you are a student. For workers, some employers offer housing assistance.


Staying in Canada as a foreign worker, student, or visitor is a rewarding experience, but being financially prepared is essential. By understanding the cost of living, meeting financial requirements, and planning your finances carefully, you can ensure a stable and enjoyable stay in Canada. Remember, having enough funds is not just about meeting immigration rules; it’s about securing your future and making the most of your time in this beautiful country.


Ready to take the next step towards your Canadian dream? Visit immigrate.biz today and connect with our best-in-class immigration experts. We'll help you navigate the financial requirements and make your journey to Canada smooth and successful. Let’s make your Canadian dream a reality!

By Keli Propp August 28, 2025
Canada’s Staffing Challenges Saskatchewan-built platform aims to reduce agency nurse reliance and fill critical roles with permanent hires. Saskatchewan, Canada – August 20, 2025 – FillaRole has officially launched FillaRole Health, a Saskatchewan-built, AI hiring and onboarding platform, designed for Canada’s healthcare sector. It gives busy HR teams one centralized tool to post jobs, track applicants, manage interviews and onboard hires, without the spreadsheet chaos. The platform arrives at a crucial moment: Saskatchewan alone spent over $70 million on contract nurses in 2024, nearly triple the cost just two years ago. In Nova Scotia, the 2024 bill hit $141.7 million despite policy changes, while BC and Quebec are each spending over $1.5 billion annually on agency staffing. The physician shortage is just as troubling. Manitoba recently contracted a consultant $5.25 million to recruit 150 physicians and only two were hired. Across Canada, billions are being diverted to temporary and stop-gap staffing initiatives. “We’re watching the healthcare system drown in contract costs,” said Keli Propp, CEO of FillaRole. “FillaRole Health offers a long-term solution: permanent hires, both local and international, without the 40% premium in wage costs that health authorities are paying right now. You can curb it now or let the bill keep climbing.” To strengthen their presence in the Canadian healthcare space, FillaRole has joined the Coordinated Accessible National (CAN) Health Network, which is dedicated to accelerating the adoption of Canadian technology in healthcare. Through this collaboration, FillaRole gains access to new tools, strategic insights, and opportunities that drive meaningful change with this solution for patients, providers, and communities across Canada. All-in-One Platform Purpose-Built for Healthcare FillaRole Health combines essential hiring systems into one streamlined pl atform: Applicant Tracking Systems (ATS) : AI-powered job descriptions, resume scraping and one-click interview invites. Immigration & Compliance Software : Built-in LMIA-exempt tracking, international recruitment support and permit workflows. T alent Pool Building : Advertise positions worldwide, funnelling applicants into one centralized pool. Track their engagement to spot the most promising candidates. Additional features include automated posting to 19+ job boards, intelligent applicant ranking, customizable document templates, real human support and performance reports within 48 hours. All of which are securely hosted on Canadian servers. Designed for the Frontlines of Care FillaRole Health is especially suited for: Long-term care homes Private clinics and pharmacies Mental health and allied health practices Regional health authorities Medical recruiters supporting multiple locations The platform prioritizes local hires first, automatically filtering candidates by licensing and credentials, while tracking documentation and renewal dates. All but eliminating those dreaded back-and-forth email chains. The Time to Fix Healthcare Hiring Is Now FillaRole’s core platform already supports 100,000+ users and nearly 40,000 applicants across Canada and was selected earlier this year for VentureLAB’s Accelerated Growth Program. With the launch of FillaRole Health by a Canadian team with decades of experience in HR technology and immigration workflows, the company brings its proven hiring engine directly to Canada’s most urgent frontline staffing crisis. “You shouldn’t need six tools and an immigration lawyer to fill one role,” added Propp. “FillaRole Health makes hiring healthcare workers fast and finally affordable again.” To learn more about FillaRole Health or the CAN Health Membership Program, visit: www.fillarole.ca/healthcare About FillaRole FillaRole is an AI-powered hiring platform developed to simplify employment for Canadian businesses. By automating job postings and applicant sorting, FillaRole enables employers to save time, improve efficiency, and focus on hiring the right talent. Proudly Canadian, FillaRole supports local and international hiring with expert guidance every step of the way. Media Contact: Keli Propp CEO, FillaRole Email: kpropp@fillarole.ca Phone: 306-805-0113
By Kyle Senger July 22, 2025
Can’t Find Local Talent? Canada’s Francophone Mobility Work Permit Can Fill Your Role Beyond Immigration By Natasha Antionette Cooke Global Talent Acquisition Leader | Connect with me on LinkedIn 🌍 The Canadian Talent Crunch and a Francophone Solution Canada’s labour market is under immense pressure, with talent shortages affecting nearly every sector. Employers across the country, from Quebec to British Columbia, are struggling to find local candidates who meet the needs of skilled roles outlined in the National Occupational Classification (NOC) . As recruitment timelines drag and key roles go unfilled, Fill a Role steps in with cutting-edge talent-matching tools and strategies that ensure organizations don’t just hire faster—they hire smarter. One often-overlooked but highly effective solution to this crisis is the F rancophone Mobility Work Permit . Designed to facilitate the hiring of French-speaking foreign nationals outside of Quebec, this immigration program supports employers looking to recruit skilled talent without going through a Labour Market Impact Assessment (LMIA) . 🙌 What Is the Francophone Mobility Work Permit? T he Francophone Mobility Program is part of Canada’s International Mobility Program , offering an LMIA exemption under exemption code C16 . It allows Canadian employers to hire foreign worker s who have French language proficiency , even if the job doesn't require French. This closed work permit offers flexible employment options for eligible foreign nationals and provides a faster, smoother work permit application process for both the employer and employee. It’s especially advantageous for employers outside Quebec, helping them tap into international Francophone communities with strong skills and a desire to contribute to Canada’s economic growth. 💼 Why It Matters for Employers For organizations using platforms like Fill a Role to streamline hiring and fill urgent roles, the Francophone Mobility Work Permit offers an additional advantage. By leveraging this pathway, Canadian employer s can bypass the often-lengthy LMIA process, reduce processing times , and still maintain compliance through the Employer Porta l. Employers simply submit an offer of employment , pay the employer compliance fee , and ensure the candidate meets eligibility requirements , including demonstrating French language ability via TCF , TEF , or other approved tests aligning with NCLC (Niveaux de Compétence Linguistique Canadiens) scores. 🔍 Eligibility Requirements and Application Process To qualify for the Francophone Mobility Program: The job offer must be for a skilled worker position (TEER 0, 1, 2, or 3 according to the NOC). The foreign national must plan to work in a province or territory outside Quebec . The applicant must demonstrate French language proficiency (CLB/NCLC level 5 or higher). The role must support the worker's path to permanent residence under federal or PNP immigration programs. Once eligibility is confirmed, the work permit application can be submitted online through IRCC’s portal. The processing fee and application fee are paid, and if approved, the worker can start employment relatively quickly compared to traditional LMIA -based pathways. ✈️ A Gateway to Permanent Residency The Francophone Mobility Work Permit is more than just a quick fix for staffing shortages. It’s a stepping stone to permanent residence . Workers employed under this program often become eligible to apply for Express Entry, Provincial Nominee Programs (PNP) , or other pathways that recognize their work experience and language abilities. This is particularly beneficial for employers using Fill a Role to build a long-term talent strategy. By recruiting French speakers under Mobilité Francophone, you’re investing in team members who are more likely to stay, integrate, and grow with your organization. 🎓 Family and Partner Inclusion Another bonus? The Francophone Mobility Program allows applicants to include dependent children and a common-law partner or spouse in their application. Spouses may be eligible for an open work permit , while children can receive study perm its to access Canadian education. This family-friendly aspect enhances job satisfaction and strengthens worker retention. 🤖 How FillaRole Helps You Recruit Francophone Talent Navigating Canada immigration rules can be complex. That’s why Fill a Role offers tools and resources tailored to help Canadian employers identify candidates who meet both skill-level and language test criteria. With access to a growing international database, FillaRole filters applicants based on language skills , work experience , and NOC code compatibility. Additionally, the platform connects you with certified Registered Canadian Immigration consultant (RCIC) who can advise on work permit processing, application process support, and post-hire integration strategies. 🏢 Going Beyond Quebec: Serving Francophone Communities Nationwide Contrary to popular belief, Francophone talent isn’t limited to Quebec. Canada has vibrant Francophone communities in Ontario, Manitoba, New Brunswick, and Alberta. Mobilité Francophone is designed to spread French language influence across the nation. Whether your company is based in tech-friendly Toronto or in a rural town with limited access to skilled labour, this program offers an underutilized solution. With FillaRole, you can reach this diverse talent pool and match with candidates who are both qualified and ready to relocate. ⚡ The Fill a Role Advantage: From Search to Success Here’s how F ill a Role enhances your hiring journey: Real-time matching with pre-vetted Francophone candidates Smart filtering based on NOC, CLB/NCLC scores, and TEER Employer compliance tracking for IRCC guidelines Access to immigration support via certified partners End-to-end support for job offer documentation and work permit application steps From sourcing to onboarding, FillaRole simplifies the process—so you can focus on growing your team, not navigating bureaucracy. 🔹 Final Thoughts: Don’t Wait for Talent to Come to You Canada’s skilled workers shortage isn’t going away anytime soon. But thanks to innovative immigration programs like the Francophone Mobility Work Permit and platforms like Fill a Role , employers have access to high-potential international talent who are ready to contribute, integrate, and thrive. So if you can’t find local talent, don’t wait. Go global. Think Francophone. And let FillaRole help you fill your role—faster, smarter, and beyond borders. 👤 About the Author Natasha Antionette Cooke is a global Talent Acquisition Leader with a passion for helping businesses solve hiring challenges through strategic innovation and human-centered design. With a background in international recruitment and digital transformation, Natasha empowers employers to navigate complex talent markets using tools like Fill a Role and sustainable immigration strategies.